Cookiepedia...online banking...

...is readily available in Siberia at the phishing branch of most High Street banks for as little as $75. You will need two CD copies of the ID of 25 million people to set up your own branch or you can get details from a Russian-registered vendor "offering UK and US bank logins with 'good price and service!'" At some time of course you will need Money for online banking.
(Cookie's First Law: For most things you need money.)
(Cookie's Second Law: For most things Richard Branson always has money.)
(Cookie's Third Law: Try buying Branson's ID in Siberia.)
Money has been known to work as an aphrodisiac, especially in the part of Amsterdam to the left of the Damrak as you come from Centraal Station. It can also be exchanged for drugs, alcohol, coffee and chocolate. For these pleasures offline banking, or even better, hard cash is recommended. Hard cash is the kind that can be exchanged for drugs...etc.
Online banking, like blogging, has its health hazards but is very handy if you want to buy sexy underwear on eBay.

Cookienomics for dummies...sample exam questions...

...You are the prime minister of a medium sized European country and you have just been told that global warming is happening a little bit (well a big bit actually) faster than expected. In fact so fast that you have decided to cancel your skiing holiday as there won't be any snow anywhere. Do you:
1) spend 5 billion pounds on an ID card scheme that nobody wants?
2) lock up everybody that you don't like for 56, 58 or 90 days?
3) knock 300 million pounds off the climate change budget?
4) invade Iran?
Please write on both sides of the recycled paper. Or use the multiple choice option, be totally silly and go with all four possibilities to qualify as a competent and decisive modern leader.